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// Copyright 2016 The Chromium Authors
// Use of this source code is governed by a BSD-style license that can be
// found in the LICENSE file.
#include "components/autofill/core/browser/payments/full_card_request.h"
#include <memory>
#include "base/check_deref.h"
#include "base/check_op.h"
#include "base/functional/bind.h"
#include "base/notreached.h"
#include "base/strings/utf_string_conversions.h"
#include "base/time/time.h"
#include "build/build_config.h"
#include "components/autofill/core/browser/data_manager/payments/payments_data_manager.h"
#include "components/autofill/core/browser/data_manager/personal_data_manager.h"
#include "components/autofill/core/browser/data_model/payments/credit_card.h"
#include "components/autofill/core/browser/foundations/autofill_client.h"
#include "components/autofill/core/browser/metrics/autofill_metrics.h"
#include "components/autofill/core/browser/metrics/payments/better_auth_metrics.h"
#include "components/autofill/core/browser/metrics/payments/card_unmask_authentication_metrics.h"
#include "components/autofill/core/browser/payments/autofill_payments_feature_availability.h"
#include "components/autofill/core/browser/payments/payments_network_interface.h"
#include "components/autofill/core/browser/payments/payments_util.h"
#include "components/autofill/core/common/autofill_clock.h"
#include "components/autofill/core/common/autofill_payments_features.h"
#include "url/origin.h"
namespace autofill::payments {
using PaymentsRpcResult = PaymentsAutofillClient::PaymentsRpcResult;
FullCardRequest::FullCardRequest(AutofillClient* autofill_client)
: autofill_client_(CHECK_DEREF(autofill_client)) {}
FullCardRequest::~FullCardRequest() = default;
void FullCardRequest::GetFullCard(
const CreditCard& card,
PaymentsAutofillClient::UnmaskCardReason reason,
base::WeakPtr<ResultDelegate> result_delegate,
base::WeakPtr<UIDelegate> ui_delegate,
std::optional<std::string> context_token) {
DCHECK(ui_delegate);
GetFullCardImpl(card, reason, result_delegate, ui_delegate,
/*fido_assertion_info=*/std::nullopt,
/*last_committed_primary_main_frame_origin=*/std::nullopt,
/*context_token=*/std::move(context_token),
/*selected_challenge_option=*/std::nullopt);
}
void FullCardRequest::GetFullVirtualCardViaCVC(
const CreditCard& card,
PaymentsAutofillClient::UnmaskCardReason reason,
base::WeakPtr<ResultDelegate> result_delegate,
base::WeakPtr<UIDelegate> ui_delegate,
const GURL& last_committed_primary_main_frame_origin,
const std::string& vcn_context_token,
const CardUnmaskChallengeOption& selected_challenge_option) {
DCHECK(ui_delegate);
DCHECK(last_committed_primary_main_frame_origin.is_valid());
DCHECK(!vcn_context_token.empty());
DCHECK(selected_challenge_option.type == CardUnmaskChallengeOptionType::kCvc);
GetFullCardImpl(card, reason, result_delegate, ui_delegate,
/*fido_assertion_info=*/std::nullopt,
last_committed_primary_main_frame_origin, vcn_context_token,
selected_challenge_option);
}
void FullCardRequest::GetFullCardViaFIDO(
const CreditCard& card,
PaymentsAutofillClient::UnmaskCardReason reason,
base::WeakPtr<ResultDelegate> result_delegate,
base::Value::Dict fido_assertion_info,
std::optional<GURL> last_committed_primary_main_frame_origin,
std::optional<std::string> context_token) {
GetFullCardImpl(
card, reason, result_delegate, nullptr, std::move(fido_assertion_info),
std::move(last_committed_primary_main_frame_origin),
std::move(context_token), /*selected_challenge_option=*/std::nullopt);
}
void FullCardRequest::GetFullCardImpl(
const CreditCard& card,
PaymentsAutofillClient::UnmaskCardReason reason,
base::WeakPtr<ResultDelegate> result_delegate,
base::WeakPtr<UIDelegate> ui_delegate,
std::optional<base::Value::Dict> fido_assertion_info,
std::optional<GURL> last_committed_primary_main_frame_origin,
std::optional<std::string> context_token,
std::optional<CardUnmaskChallengeOption> selected_challenge_option) {
// Retrieval of card information should happen via CVC auth or FIDO, but not
// both. Use |ui_delegate|'s existence as evidence of doing CVC auth and
// |fido_assertion_info| as evidence of doing FIDO auth.
DCHECK_NE(fido_assertion_info.has_value(), !!ui_delegate);
DCHECK(result_delegate);
CreditCard::RecordType card_type = card.record_type();
// Full server cards are the temporarily-cached result of unmasking a masked
// card, and so we should never reach a GetFullCardImpl request for one.
DCHECK_NE(card_type, CreditCard::RecordType::kFullServerCard);
// Only one request can be active at a time. If the member variable
// |result_delegate_| is already set, then immediately reject the new request
// through the method parameter |result_delegate|.
if (result_delegate_) {
result_delegate->OnFullCardRequestFailed(card_type,
FailureType::GENERIC_FAILURE);
return;
}
result_delegate_ = result_delegate;
ui_delegate_ = ui_delegate;
// If unmasking is for a virtual card then
// |last_committed_primary_main_frame_origin| should not be empty.
if (card.record_type() == CreditCard::RecordType::kVirtualCard &&
!last_committed_primary_main_frame_origin.has_value()) {
NOTREACHED();
}
request_ = std::make_unique<UnmaskRequestDetails>();
request_->card = card;
request_->last_committed_primary_main_frame_origin =
last_committed_primary_main_frame_origin;
if (context_token)
request_->context_token = *context_token;
if (selected_challenge_option)
request_->selected_challenge_option = selected_challenge_option;
should_unmask_card_ = card.masked() ||
(card_type == CreditCard::RecordType::kVirtualCard);
if (should_unmask_card_) {
GetPaymentsNetworkInterface()->Prepare();
request_->billing_customer_number =
GetBillingCustomerId(GetPaymentsDataManager());
}
request_->fido_assertion_info = std::move(fido_assertion_info);
// Add appropriate ClientBehaviorConstants to the request based on the
// user experience.
if (ShouldShowCardMetadata(card)) {
request_->client_behavior_signals.push_back(
ClientBehaviorConstants::kShowingCardArtImageAndCardProductName);
}
if (DidDisplayBenefitForCard(card, autofill_client_.get())) {
request_->client_behavior_signals.push_back(
ClientBehaviorConstants::kShowingCardBenefits);
}
// If there is a UI delegate, then perform a CVC check.
// Otherwise, continue and use |fido_assertion_info| to unmask.
if (ui_delegate_) {
ui_delegate_->ShowUnmaskPrompt(
request_->card,
CardUnmaskPromptOptions(selected_challenge_option, reason),
weak_ptr_factory_.GetWeakPtr());
}
if (should_unmask_card_) {
autofill_client_->GetPaymentsAutofillClient()->LoadRiskData(
base::BindOnce(&FullCardRequest::OnDidGetUnmaskRiskData,
weak_ptr_factory_.GetWeakPtr()));
}
}
void FullCardRequest::OnUnmaskPromptAccepted(
const UserProvidedUnmaskDetails& user_response) {
if (!user_response.exp_month.empty())
request_->card.SetRawInfo(CREDIT_CARD_EXP_MONTH, user_response.exp_month);
if (!user_response.exp_year.empty())
request_->card.SetRawInfo(CREDIT_CARD_EXP_4_DIGIT_YEAR,
user_response.exp_year);
if (request_->card.record_type() == CreditCard::RecordType::kLocalCard &&
!request_->card.guid().empty() &&
(!user_response.exp_month.empty() || !user_response.exp_year.empty())) {
GetPaymentsDataManager().UpdateCreditCard(request_->card);
}
if (!should_unmask_card_) {
if (result_delegate_)
result_delegate_->OnFullCardRequestSucceeded(*this, request_->card,
user_response.cvc);
if (ui_delegate_)
ui_delegate_->OnUnmaskVerificationResult(PaymentsRpcResult::kSuccess);
Reset();
return;
}
request_->user_response = user_response;
#if BUILDFLAG(IS_ANDROID)
if (ui_delegate_) {
// An opt-in request to Payments must be included either if the user chose
// to opt-in through the CVC prompt or if the UI delegate indicates that the
// user previously chose to opt-in through the settings page.
request_->user_response.enable_fido_auth =
user_response.enable_fido_auth ||
ui_delegate_->UserOptedInToFidoFromSettingsPageOnMobile();
}
#endif
if (!request_->risk_data.empty())
SendUnmaskCardRequest();
}
void FullCardRequest::OnUnmaskPromptCancelled() {
if (result_delegate_) {
result_delegate_->OnFullCardRequestFailed(request_->card.record_type(),
FailureType::PROMPT_CLOSED);
}
Reset();
}
bool FullCardRequest::ShouldOfferFidoAuth() const {
// FIDO opt-in is only handled from card unmask on mobile. Desktop platforms
// provide a separate opt-in bubble.
#if BUILDFLAG(IS_ANDROID)
return ui_delegate_ && ui_delegate_->ShouldOfferFidoAuth();
#else
return false;
#endif
}
void FullCardRequest::OnDidGetUnmaskRiskData(const std::string& risk_data) {
request_->risk_data = risk_data;
if (!request_->user_response.cvc.empty() ||
request_->fido_assertion_info.has_value()) {
SendUnmaskCardRequest();
}
}
void FullCardRequest::SendUnmaskCardRequest() {
real_pan_request_timestamp_ = base::TimeTicks::Now();
GetPaymentsNetworkInterface()->UnmaskCard(
*request_, base::BindOnce(&FullCardRequest::OnDidGetRealPan,
weak_ptr_factory_.GetWeakPtr()));
}
void FullCardRequest::OnDidGetRealPan(
PaymentsRpcResult result,
const UnmaskResponseDetails& response_details) {
// If the CVC field is populated, that means the user performed a CVC check.
// If FIDO AssertionInfo is populated, then the user must have performed FIDO
// authentication. Exactly one of these fields must be populated.
DCHECK_NE(!request_->user_response.cvc.empty(),
request_->fido_assertion_info.has_value());
// Update the existing context token to the most up-to-date one received from
// the payments server. The context token in the response details can be an
// empty string for regular server cards. It will be populated in situations
// where the server needs to connect multiple steps of the unmasking flow
// together, such as in the case of virtual cards.
request_->context_token = response_details.context_token;
PaymentsAutofillClient::PaymentsRpcCardType card_type =
response_details.card_type;
if (!request_->user_response.cvc.empty()) {
AutofillMetrics::LogRealPanDuration(
base::TimeTicks::Now() - real_pan_request_timestamp_, result,
card_type);
} else if (request_->fido_assertion_info.has_value()) {
autofill_metrics::LogCardUnmaskDurationAfterWebauthn(
base::TimeTicks::Now() - real_pan_request_timestamp_, result,
card_type);
}
if (ui_delegate_)
ui_delegate_->OnUnmaskVerificationResult(result);
switch (result) {
// Wait for user retry.
case PaymentsRpcResult::kClientSideTimeout:
case PaymentsRpcResult::kTryAgainFailure: {
autofill_metrics::LogCvcAuthRetryableError(
request_->card.record_type(),
request_->card.ShouldUpdateExpiration()
? autofill_metrics::CvcAuthEvent::kTemporaryErrorExpiredCard
: autofill_metrics::CvcAuthEvent::kTemporaryErrorCvcMismatch);
break;
}
// Neither PERMANENT_FAILURE, NETWORK_ERROR nor VCN retrieval errors allow
// retry.
case PaymentsRpcResult::kPermanentFailure: {
if (result_delegate_) {
result_delegate_->OnFullCardRequestFailed(
request_->card.record_type(), FailureType::VERIFICATION_DECLINED);
}
Reset();
break;
}
case PaymentsRpcResult::kNetworkError: {
if (result_delegate_) {
result_delegate_->OnFullCardRequestFailed(request_->card.record_type(),
FailureType::GENERIC_FAILURE);
}
Reset();
break;
}
case PaymentsRpcResult::kVcnRetrievalTryAgainFailure: {
if (result_delegate_) {
result_delegate_->OnFullCardRequestFailed(
request_->card.record_type(),
FailureType::VIRTUAL_CARD_RETRIEVAL_TRANSIENT_FAILURE);
}
Reset();
break;
}
case PaymentsRpcResult::kVcnRetrievalPermanentFailure: {
if (result_delegate_) {
result_delegate_->OnFullCardRequestFailed(
request_->card.record_type(),
FailureType::VIRTUAL_CARD_RETRIEVAL_PERMANENT_FAILURE);
}
Reset();
break;
}
case PaymentsRpcResult::kSuccess: {
DCHECK(!response_details.real_pan.empty());
request_->card.SetNumber(base::UTF8ToUTF16(response_details.real_pan));
if (response_details.card_type ==
PaymentsAutofillClient::PaymentsRpcCardType::kVirtualCard) {
request_->card.set_record_type(CreditCard::RecordType::kVirtualCard);
request_->card.SetExpirationMonthFromString(
base::UTF8ToUTF16(response_details.expiration_month),
/*app_locale=*/std::string());
request_->card.SetExpirationYearFromString(
base::UTF8ToUTF16(response_details.expiration_year));
// `request_->card` will already already have a CVC set as it's the card
// from the autofill table, so we only need to override from the server
// response in the virtual card case.
request_->card.set_cvc(base::UTF8ToUTF16(response_details.dcvv));
} else if (response_details.card_type ==
PaymentsAutofillClient::PaymentsRpcCardType::kServerCard) {
// When a masked card is fetched, it is transformed into a full server
// card locally and cached for any re-fills on the same page. Full
// server cards are not persisted in any way.
request_->card.set_record_type(CreditCard::RecordType::kFullServerCard);
} else {
NOTREACHED();
}
// TODO(crbug.com/40621544): Once |fido_opt_in| is added to
// UserProvidedUnmaskDetails, clear out |creation_options| from
// |response_details_| if |user_response.fido_opt_in| was not set to true
// to avoid an unwanted registration prompt.
unmask_response_details_ = response_details;
const std::u16string cvc = !response_details.dcvv.empty()
? base::UTF8ToUTF16(response_details.dcvv)
: request_->user_response.cvc;
if (result_delegate_) {
result_delegate_->OnFullCardRequestSucceeded(*this, request_->card,
cvc);
}
Reset();
break;
}
case PaymentsRpcResult::kNone:
NOTREACHED();
}
}
void FullCardRequest::OnFIDOVerificationCancelled() {
Reset();
}
void FullCardRequest::Reset() {
weak_ptr_factory_.InvalidateWeakPtrs();
GetPaymentsNetworkInterface()->CancelRequest();
result_delegate_ = nullptr;
ui_delegate_ = nullptr;
request_.reset();
should_unmask_card_ = false;
unmask_response_details_ = UnmaskResponseDetails();
}
PaymentsDataManager& FullCardRequest::GetPaymentsDataManager() {
return autofill_client_->GetPersonalDataManager().payments_data_manager();
}
PaymentsNetworkInterface* FullCardRequest::GetPaymentsNetworkInterface() {
return autofill_client_->GetPaymentsAutofillClient()
->GetPaymentsNetworkInterface();
}
} // namespace autofill::payments
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